Terms of use and community rules

1. Acceptance

By browsing teofilonava.com (the “Site”), creating an account or publishing content you accept these Terms, the Legal notice and disclaimer and the Privacy policy. If you do not agree, do not use the Site.

2. Who can have an account

• You must be at least 18 years old and legally able to enter into this agreement.
• Nothing here is anonymous: you must register with your real first and last name and a valid email address that you confirm. Your name and username are shown publicly next to everything you publish.
• One account per person. You may not impersonate anyone or register on behalf of someone else without authority.
• You are responsible for keeping your password secret and for everything done from your account. Tell us at once if you suspect unauthorised use.

3. Community rules

You may not publish, in posts, comments, images, profiles or messages:

• Offers, solicitations or promotions of investments, funds, managed accounts, signal services, copy trading, courses with promised returns, brokers, tokens or any financial product; or requests for money.
• Promises or guarantees of profit, “risk-free” claims, or fabricated, manipulated or misleading results or screenshots.
• Personalised investment advice to other users, or content designed to manipulate the price of any instrument.
• Spam, advertising, affiliate or referral links, or repetitive content.
• Content that is unlawful, defamatory, threatening, harassing, hateful, discriminatory, sexually explicit or violent, or that promotes fraud or other crimes.
• Other people’s personal data, private communications or images without their consent.
• Material that infringes copyrights, trademarks or other rights. Post only content you created or have permission to use.
• Malware, attempts to gain unauthorised access, automated scraping, mass registration, or anything that interferes with the Site or its security measures.

4. Your content

You keep ownership of what you publish. By publishing it you grant the Author a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, adapt for formatting, display and distribute it on the Site and in its promotion, for as long as it remains published. You declare that you have the rights to grant this licence and that your content complies with these Terms and the law. You are solely responsible for your content and its consequences.

5. Moderation

Content from users may be held for review before it becomes visible. The Author may, at his sole discretion and without notice or liability, refuse, edit for formatting, hide or delete any content, and suspend or close any account, in particular for breach of these rules. Moderating some content does not create a duty to monitor all of it, and does not mean the Author endorses or verifies it. You can report content with the “Report” button.

6. Copyright complaints (DMCA)

If you believe content on the Site infringes your copyright, send a notice through the contact form including: (a) identification of the copyrighted work; (b) the exact URL of the material; (c) your name, address, telephone number and email; (d) a statement that you have a good-faith belief that the use is not authorised by the owner, its agent or the law; (e) a statement, under penalty of perjury, that the information is accurate and that you are the owner or authorised to act on the owner’s behalf; and (f) your physical or electronic signature. We may remove the material, notify the user who posted it and accept a counter-notice as provided by 17 U.S.C. § 512. Accounts of repeat infringers will be closed.

7. No advice; no warranties; limitation of liability

The Site provides general information and a space for discussion, not advice of any kind. The Site is offered “as is”. To the fullest extent permitted by law the Author disclaims all warranties and shall not be liable for any loss or damage arising from the Site, its content or the content or conduct of users, as set out in the Legal notice, which forms part of these Terms.

8. Indemnity

You agree to indemnify and hold the Author harmless from any claim, loss or expense (including reasonable attorneys’ fees) arising from your content, your use of the Site or your breach of these Terms or of the rights of a third party.

9. Closing your account

You may ask for your account and content to be deleted at any time through the contact form. We may keep the minimum information required by law or needed to prevent abuse, as described in the Privacy policy.

10. Governing law and disputes

These Terms are governed by the applicable laws of the United States of America and of the state of the Author’s domicile, without regard to conflict-of-law rules. Before filing any claim you agree to first contact the Author and try in good faith to resolve the matter informally for at least 30 days. To the extent permitted by law, claims may only be brought on an individual basis and not as part of a class or representative action. Nothing here limits non-waivable rights granted to consumers by the mandatory law of their country of residence.

11. Changes and miscellaneous

These Terms may be updated; the date above shows the current version and continued use means acceptance. If any provision is unenforceable the rest remains in effect. Failure to enforce a provision is not a waiver. These Terms are published in Spanish and English; in case of discrepancy the Spanish version prevails.